When you’re a child, thirty seems so ancient, it’s not until you reach it yourself that you realize just how young thirty really is. I’m only seven months into my thirties and I still have so much to learn. It’s so interesting to look back and see how my twenties turned out. It all started out in college, most of us had the same interests and wants, but by the time we reached our mid-twenties, we were on completely different paths. Some have settled down, gotten married and had children. Some made their second decade all about travel, fitness, or self-development. Others have done the grad school thing or focused on their careers. Turning thirty is just another beginning, and with that being said, there are a few goals people should aim for or hit before turning thirty that will put them on the best path for the future ahead.
Living On Your Own
We all know that millennials are living with their parents longer, and although there is nothing wrong with that, but everyone should strive to have their own place, either renting or owning. Since buying my place, I’ve heard so many people say that they wish they would’ve able to experience solo living at least once. Well, if you’re single and without kids, I would seriously consider giving it a try. If you’re in a position to get a mortgage, go for it, it’s not as hard as you may think it is. Otherwise, look for somewhere that you’ll be happy renting for the foreseeable future.
A budget that works
It doesn’t matter whether you earn a little or a lot, what matters is how you manage your money. Find a budgeting system that works, prioritize, and make sure your bills are paid on time. Also, start planning for retirement. Financial literacy is extremely important, you certainly don’t want to carry over those money issues from your twenties. If you can, learn to invest or at the very least start a savings plan. If you don’t have some sort of savings account by the time you turn thirty, you might as well lie and tell people you’re still 29. Don’t go into your 30’s with that bullsh*t
It’s worth having both a long and short-term savings account- one doesn’t get touched unless it’s an emergency, and the other can go towards the things you want, like a vacation, a new car, a down-payment on a house, maybe even save up for an engagement ring. If you’re planning on getting engaged to your partner then a ring is something you’d need to save up for, check out this James Allen review for more information.
A Career Path
Of course, you don’t have to hit all of your career goals by age thirty. Very few people have; however, you should aim to be in a job that you’re happy with. Your job might be providing you with skills, experience, and education which will benefit you in the long run. Or you could be working your way up, which means you know the career path you want to be on. If your job is providing you with nothing but money then it might be time to re-evaluate. Could you change careers, starting at the bottom and working your way up? Could you undertake some postgrad education, which might open the door to better jobs?
Work is important, it is being predicted that millennials will be working later and later in life. Well, if we can’t retire by 65, we might as well be doing something that is well worth our sacrificing the precious hours of our golden years.
If you haven’t hit 30, what are some goals you would like to accomplish before the big 3-0? Or if you’re already in your 30’s, what are your goals to hit before turning 40?